Equipment insurance

Use Insure on an eligible item’s inventory card before entering an open PvP zone. It protects qualifying Magic-or-better or crafted equipment that a player kill could otherwise take. Insurance is available online for realm characters, outside open PvP zones.

The same protection applies to eligible carried and equipped pieces. A policy does not need to be renewed after a death that would not have taken that item. Wagon cargo and companion packs are protected storage, with no insurance needed to keep them on death.