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Gold (currency)
Gold coins pay for shops, trainers and many services. Carried gold has weight; bank deposits and letters of credit let you manage that burden.
Gold weighs 0.0025 kg per coin: 400 gold weighs 1 kg. Deposit money you do not need for immediate expenses. Normal online death takes 10% of carried gold; banked gold is protected.
Online bank branches share one account. Offline bank accounts are regional, so money deposited in Daggerfall cannot be withdrawn in Wayrest Map.
A letter of credit carries gold without its weight. The minimum letter is 100 gold, and buying one adds a 1% fee.
See Banks for deposits and borrowing, Silver (currency) for account silver, and Gold for the crafting metal.