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An Item on Loan

An Item on Loan is a quest.

Details

Property	Description
Giver	Nobility
Membership	Any
Requirements	Level 1+
Summary	Return a borrowed item to a priest and take the object hidden inside it to a second person.

Objectives

Use the location names in your quest journal. Follow map markers when they are available.

Step	Objective	Optional
1	Return the requested item to the priest the first contact at the quest building in the named town	No
2	Take the second item hidden in it to the contact at the quest building in the named town	No

Choices

Decision	Choice
A Thieves Guild rogue says only the Guild may smuggle here, and demands the second item.	Give the second item to the Guild
A Thieves Guild rogue says only the Guild may smuggle here, and demands the second item.	Refuse, and cross the Guild

Outcomes

Added gear requires a successful quest payment and a qualifying outcome. Quest mail alone does not count as payment.

Outcome	Gold multiplier	Gear choice
You crossed the Thieves Guild to its face, and the second item reached the contact all the same.	125%	Yes; one reward tier higher
The second item reached the contact, smuggled under the Thieves Guild's nose.	100%	Yes
You gave the second item to the Thieves Guild, and your quest giver learned not to cross it.	No added payment	No
The second item never reached the contact, and your quest giver has lost patience with you.	No added payment	No

Outcome	Change type	Target	Change
You gave the second item to the Thieves Guild, and your quest giver learned not to cross it.	Faction reputation	The Thieves Guild	+2

With Questlines enabled, these outcomes control the added rewards. Gold multipliers apply only to gold the quest actually pays. A gear choice offers a weapon, armour and jewellery; keep one. See Quest rewards and loot for rarity, payment and online reward rules.

Possible quest foes

Foe	Group size
Rogue	1

These are the script’s possible foe groups, including conditional encounters. They are not all guaranteed to appear together; repeated attacks and ordinary dungeon enemies can add more. Follow a foe’s reference for its combat rules before choosing weapons.

See Quest reference for offer requirements across quests.

Online, a failed outcome does not apply its faction-reputation penalties. Legal-standing changes and choices made during the quest are separate.

Sources (18)